Insurance explained
With insurance, you choose what you want to be protected against. Your insurer calculates the risk and will determine the price you will need to pay. This is called the premium.
Easy-read insurance protection guidance
How do you know your hard earned money is going on the protection policies with the most value to you? We advise on the best decisions for you and your household budget.
Most life insurance policies are designed to pay out a cash sum to your loved ones if you die while covered by the policy.
This insurance pays out a lump sum if you’re diagnosed with a specified critical illness listed in the the policy that you take out.
This can replace part of your income if you’re unable to work for a long time because of illness or disability.
Accident insurance is an insurance policy which provides compensation for accidental injury or death.
Everything inside your house is covered by home contents insurance. Building insurance covers the structure of your home.
Mortgage protection insurance helps you keep up your mortgage payments if you can’t work due to job loss or ill-health.
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