Accident and Sickness


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accident and sickness
If you're unable to work due to illness, or an accident, accident and sickness insurance can assist you in maintaining your mortgage repayments.

What is accident and sickness insurance?


Your house is more than just a structure, it is a place you call home. Taking on a mortgage is a major financial commitment, and it's important to consider what you would do if you were suddenly unable to make payments.

Unfortunately, accidents and illnesses can occur suddenly to anyone, at any time. That’s why it’s important to consider mortgage protection and how it could help you if you were unable to make your repayments due to unforeseen circumstances. Mortgage protection can provide financial support for a set period—often 12 or 24 months depending on the type of policy you choose. At BVS, we provide guidance to help you understand your options and find the right level of protection to keep your home secure while you focus on getting back on your feet.

Whether you're seeking an insurance for accidents or sickness, at BVS we've got you covered. 

  • Policies include a tax-free monthly income of up to £3,000 or 75% of your gross monthly income (whichever is lower).
  • Coverage for related insurance costs and other household expenses. 
  • Available to Shared Homeowners and HomeBuy scheme users.
  • We provide free legal assistance for employment and accident disputes through our partner, CoPlus. 

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