What does it mean when purchasing a freehold and a leasehold with a mortgage in the UK.

In the UK, the terms freehold and leasehold represent two types of property ownership. While freehold ownership grants an individual complete control over the property and the land it is on, leasehold ownership is a long-term lease or agreement with … Read More

Defaulted payments in the UK: Can I still get a mortgage?

Paying off a monthly sum for a mortgage can be a hard task to meet for most of us. Defaults on mortgages can be a significant hurdle on the path to homeownership. However, you don’t need to lose hope. Having … Read More

Contents Insurance: What do I need to know about it?

“What we anticipate seldom occurs; what we least expect generally happens” this fitting line was quoted by the famous British statesman Benjamin Disraeli, writer, politician and former Prime Minister of the UK. And how true it is to this day. … Read More

Tracker Mortgages in the UK: Is it for you?

This may be your very first property purchase, or it could be yet another purchase in your already expanding property portfolio. Whatever the circumstance, if you plan on getting a mortgage in the UK, then you will have to evaluate … Read More

What is accident protection and how does it help in the UK?

According to a survey conducted between 2019-2022 by the Office for National Statistics (ONS), an average of just over 575,000 people died in the UK following an accident each year. Injuries could number even more. With figures like these, it … Read More

Having a joint mortgage in the UK

Purchasing and owning a home is an accomplishment. Many see it as being able to put their hard-earned money to good use. And what better investment for the future than purchasing a property that’s all yours? However, that may sound … Read More

Landlord Insurance: Is it a necessity?

Landlord insurance, as the name suggests, is an insurance cover specifically designed to provide financial assistance when unforeseen circumstances arise which you might  face as a landlord. Here we discuss why landlord insurance is a must have policy for anyone … Read More

The Benefits of Life Cover Insurance in the UK

As we all know life is unpredictable. We plan for the future, unexpected or unfortunate events can throw our finances into disarray.  Life cover insurance provides a financial payout that can help you maintain your standard of living, cover outstanding … Read More

5 Reasons why you should get yourself household insurance in London and in the UK

“A house is made of bricks and beams. A home is made of hopes and dreams”, a quote that says it all! Yes, your home is your haven, your safe place, and the place where you create memories with your … Read More

Costs and fees: A guide when getting a mortgage in the UK in 2024

Owning a home is a milestone in one’s life. And this is a cherished dream for many in the UK. How you go about purchasing your property may differ from person to person, however many prospective buyers prefer the option … Read More