Factors to consider before deciding on a property to purchase with a commercial mortgage

Before you embark on a property purchase with a commercial mortgage, it would be wise to consider various factors that could essentially make it a successful investment. This blog post intends to convey some key aspects you may want to … Read More

Common mistakes to avoid when applying for a commercial mortgage in the UK

Getting a commercial mortgage approved can prove to be a difficult process. And in some instances, even experienced business owners may find themselves making errors which obviously could result in not getting the mortgage approved. To increase your chances of … Read More

What is a Commercial Mortgage and how does it work in the UK?

Simply said, a commercial mortgage is a loan taken against a property which is used for business purposes rather than residential living. This could be anything from a small shop to a large scale industrial business. While residential mortgages are … Read More

Should I get a mortgage to purchase a house or a flat in the UK?

When deciding to buy a house or a flat your decision could be influenced by factors such as lifestyle, budget, and long-term goals. In addition, some may have their personal choices to consider, such as a bigger living space or … Read More

How to Qualify for a Commercial Mortgage in the UK?

Businesses are economic building blocks and considered assets for the economic success in a country. If you are a businessman/woman and intend on starting a business in the UK, you are among those who could make a difference by generating … Read More

The UK election: What does it mean for mortgages?

The recently concluded election in the UK could be a game changer for mortgages…or is it? With the Labour Party taking the governing reigns of the country, there is speculation that the housing and building sector will benefit with some … Read More

Life Insurance, Critical Illness Cover, or Income Protection: What Should You Choose and Why?

When it comes to safeguarding your financial future in the UK, choosing the right type of insurance is important. Life insurance, critical illness cover, and income protection may seem similar but each serves distinct purposes. Understanding these differences can help … Read More

Why is Income Protection gaining popularity in the UK? – Should you get one too?

Have you been seeing and hearing about ‘Income protection insurance’ a lot lately? That could be because income protection is currently a hot topic when it comes to financial stability. A report released in 2023 put the number of UK … Read More

Fallen Back on Your Mortgage Repayments? What You Can Do to Save Your Property in the UK

Falling behind on mortgage payments can turn out to be a nasty experience. But this happens to many borrowers, and it may be of some consolation to say that you are not alone. Here’s the good news, there are steps … Read More

What do new foreign nationals to the UK need to know about getting a mortgage?

Migrated to the UK recently? Provided your visa is in order, your next step is probably putting your efforts into owning your home. In the UK, the most common way of purchasing a property is obviously through a mortgage. But … Read More