Are the new mortgages rates in the UK here to stay?

The UK has been through a tumultuous time period following the pandemic and the economic fallout over the last couple of years. Its been anyone’s guess as to how long this financial uncertainty will prevail and when there will be … Read More

Mistakes to avoid when taking on a mortgage in the UK

5 Reasons you should consider re-mortgaging and not selling

Buying your first property can be overwhelming even as it is exciting. It is easy to get lost in the whirlwind of it all and miss important steps that should ideally lead you to a stress free purchase. Here we … Read More

Bank of England Decides to Hold Interest Rates: How it Affects Your Mortgage

Since the latter part of 2021, interest rates in the UK were seeing a steady climb, and this hike was forecasted to climb even higher, with some predicting a rise of up to 6.5%. However in a surprising turn of … Read More

What Happens to My Mortgage If I am Getting a Divorce?

If you are facing divorce, your financial assets which include property will be divided between you and your partner during the financial settlement. However, if you are still paying the mortgage on the property during this time, there are settlement … Read More

The Effects of a CCJ on your credit score in the UK

What is a credit score? By definition a credit score is usually a three digit number that gauges a person’s credit worthiness, analysing your borrowing (e.g.: personal loans, credit cards) and whether you pay the repayments within a stipulated time. … Read More