Providing for your family probably takes precedence over anything else. Your parents, spouse and children would ideally make up your family unit. And if you’re the breadwinner, the responsibilities of providing for your dependents becomes your number one priority. Many … Read More
How does stamp duty work in the UK?
Buying a property can be a bit of a challenge for many, especially since it involves a significant lump investment of money of your own or borrowed. If you are a first time buyer, a second property owner, or a … Read More
Reasons why it is important to get an EPC (Energy Performance Certificate) for your property in the UK
Last year at a debate between the Foreign Secretary Liz Truss and the then former chancellor Rishi Sunak stated that millions of households in the UK are without proper insulation which results in more energy being used up to keep … Read More
Is your buy-to-let strategy effective in 2023?
Many landlords in the UK have been on the edge lately. 2023 unfortunately has been a period of uncertainty especially for many businesses. And the fallout from low income generation is a definite red flag for by-to-let (BTL) landlords who … Read More
How do commercial mortgages in the UK work?
If you run a business in London, you’re sure to know the value of owning a property. This is a great asset that helps in retaining expenses such as rent and moreover finding a new premises when your lease agreement … Read More
Income Protection VS Critical Illness Insurance in the UK. What is the Difference?
If you’re shopping for a policy in the UK to get you through a period of illness you may have heard of income protection insurance as well as critical illness insurance. Both of these insurance policy schemes promise to have … Read More
How do I qualify for a mortgage in the UK?
The origins of the word ‘qualify’ are interesting. Initially originating from the Latin word ‘Qualifico’, which loosely meant ‘I invest’. Later with the advent of the English language taking over, the word was coined Qualify along with it’s meaning of … Read More
Life after your Fixed Rate mortgage: What happens when your mortgage deal expires?
If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your options today. If you haven’t got a new deal in place when your … Read More
Having a joint mortgage in the UK
Purchasing and owning a home is an accomplishment. Many see it as being able to put their hard-earned money to good use. And what better investment for the future than purchasing a property that’s all yours? However, that may sound … Read More
What is accident protection and how does it help in the UK?
According to a survey conducted between 2019-2022 by the Office for National Statistics (ONS), an average of just over 575,000 people died in the UK following an accident each year. Injuries could number even more. With figures like these, it … Read More
